NPCs & Contacts

Profile

A legendary broker who has seen it all. He can introduce you to exclusive off-market deals and teach you the ropes.

Buffs

• +10% Deal Success Rate (3 turns): Your pitch and negotiation success improves. Better odds on closing deals.
• Access to Off-Market Leads (3 turns): Hidden deals appear in your pipeline. Higher-quality opportunities with better terms.

Milestones

• 5 Deals Closed: "Not bad, kid. You're starting to look like a broker." (+50 XP)
• 20 Deals Closed: "I've been in this business 30 years. You're the fastest learner I've seen." (+100 XP)
• Rank 5+: "You don't need me anymore. But I'm proud of what you've built." (+150 XP)

Optimal Strategy

Talk to Victor early and often. His deal success buff is critical in the early game when your base success rates are lower. Time his interactions just before closing a high-value deal. The off-market leads buff is particularly valuable for finding premium properties at better prices.

Profile

Head of commercial lending at Pacific Capital. Better terms, lower rates, higher LTV — if she trusts you.

Buffs

• -0.5% Interest Rate on Loans (4 turns): Lower borrowing costs on mortgages. Saves thousands on each property financed during this period.
• +5% Max LTV (4 turns): You can borrow more against your collateral. Increases cash available for additional purchases.

Milestones

• 1+ Properties Owned: "Smart move getting into ownership. Better terms next time." (+50 XP)

Optimal Strategy

Talk to Maria before executing property purchases. Stack her interest rate reduction and LTV increase to maximize your borrowing power. Her 4-turn buff duration is the longest available, allowing multiple property purchases within a single buff window.

Profile

Your biggest competitor. He can be an ally or an enemy — it depends on how you play it.

Buffs

• +15% Commission on Next Deal (2 turns): Your commission earnings spike. Each deal closed during this buff generates significantly more revenue.
• +10% Deal Values (2 turns): Properties and deals are worth more. Both purchase and sale opportunities improve in value.

Milestones

• Rank 3+: "Okay, I'll admit it — you're not going anywhere. Maybe we should talk." (+75 XP)

Optimal Strategy

Use Alex's commission buff before closing your highest-value deals for maximum payout. The shorter buff duration (2 turns) means timing is crucial — stack with other activities for maximum effect.

Profile

A savvy tech investor looking to diversify into real estate. She can co-invest on properties.

Buffs

• -15% Down Payment on Next Purchase (3 turns): Purchase capital requirements drop dramatically. Enables more acquisitions with available cash.

Optimal Strategy

Talk to Diana when planning aggressive acquisition periods. Her 15% down payment reduction means you can acquire more properties with the same capital. Perfect timing is before entering a property acquisition spree.

Profile

The best contractor in the city. Property upgrades are faster and cheaper when Tony is involved.

Buffs

• +10% Property Value on Upgrades (4 turns): Renovations add more value to properties. Each dollar spent on upgrades returns more in property appreciation.

Optimal Strategy

Talk to Tony before executing renovation projects. His value-add buff is crucial — 10% more property appreciation per upgrade means faster path to higher property classes. Use his 4-turn buff window to complete multiple renovation projects.

Profile

Deputy director of city planning. She knows which neighborhoods are about to be rezoned.

Buffs

• +20% Value on Rezoning Events (3 turns): When zoning changes happen, the property value gains are amplified. Neighborhoods that improve benefit 20% more during her buff window.

Optimal Strategy

Talk to Priya when you anticipate rezoning events or are holding properties in neighborhoods slated for improvement. Late-game, she becomes a force multiplier for portfolio appreciation when paired with properties in high-growth districts.